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debate at the heart of the presidential race, which is, going forward, this is the obama administration's tagline. they would say let's let the agency do its job. the republican position is is ill-advised and we would like kill it or change it. host: how widespread is predatory lending these days and what is the agency currently doing about? about guest: predatory lending is deceptive lending practices o. it is extremely widespread. if you pick up a credit card application, you will see dozens of pages of fine print that is hard for anybody to really get through and most people don't even try. there are teaser rates, for instance, a lower rate on credit cards in a short amount of time that would triple or quadruple and they don't tell you that the upfront. it's in the fine print. it's very widespread. almost the essence of the new agency is to and changed the terms of debate so that predatory lending is very hard for companies to get away with, so that they have to make their money helping people save and invest and advance themselves financially rather than the way the system now is. s
in this country. those are issues the obama administration has focused on for fixing failing schools. he has a laser focus on effectiveness in teaching and how to improve our teacher work force. the romney campaign has expressed interest in improving the schools through a different avenue by promoting more choice for parents. neither side is recognizing that those reforms if ever put in place will be far less successful if children are not giving the solid foundation in the first place. children growing up in the impoverished conditions have little access to the education that they need in those younger years. those reforms would not go anywhere. we need to get serious about the problem we are talking about today. schools need to teach those basic skills, but we really need our children in environments where there are focused on innovative thinking, flexible thinking, deeper knowledge in multiples subject matters. smarter, a far better use of our public funds of thinking of them as education dollars? are investments a country in, wouldn't it be smarter to use those investments to be from loa
$200,000. so then i called him later and said what is going on here? apparently the obama administration called clinton's people and basically sevilla, you're not on the narrative. you need to go out and take that statement that. it was a pretty big brouhaha over the situation, but i think it's pretty clear what country were bill clinton stands. he thinks everything should be extended even though right now during political football and 40 days out of the election i don't think a repeat debra now. >> host: maria bartiromo, when you have that interview and follow-up to that interview, is it tough to get a second interview with him? >> guest: absolutely. i think right now the president is not going to even go down the road and talk about the taxation because he doesn't want to make any mistakes. one thing about bill clinton is he says that he feels for the most part. and so, he won't come out and say something to your face that he really doesn't believe. so he's avoiding that conversation right now. >> host: stillwater, oklahoma, please go ahead with your question. >> caller:
: mr. burns, why don't you begin by explaining how you think he administration handled libya? guest: let me just say, i've worked for democratic and republican administrations, and i think i.t. is unfair to level such a criticism of the -- president obama. he has been a strong leader in protecting this country, as president bush was, and both presidents since 9/11 have put the security of the american people and homeland security as job number one, as they should. they are both strong in that area, and it is unfair to suggest that president obama has let down our guard. the events in libya were tragic. the responsibility for guarding our embassies and consulates overseas -- we don't have american military protecting our embassies. it is the host country that provides perimeter security rapping out diplomatic establishments. we provide security for foreign embassies in washington, d.c. and consulates in new york city to it could lead us down? in cairo, it was the egyptian government that did not have enough security around pmc, and that is why the crowds went over the walls and a tri
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